Sebastian Ng, Founder

EDL was founded with a simple purpose, to provide comprehensive, holistic solutions for Singapore’s aging population. From retirement and legacy planning to caregiving support, we aim to help families plan with confidence and live with peace of mind.

After spending five years in the financial advisory field, I had the privilege of working closely with many clients aged 50 and above. Through those conversations, I began to see a growing gap which is many Singaporeans are not financially prepared, and lacked the overall structure to manage the realities of aging: caregiving needs, legal planning, and sustainable retirement income.

That realization inspired me to step beyond traditional financial advisory and build something more holistic. EDL Management Service was created to bridge that gap by combining practical financial insight with human-centered care, so every family can age with dignity, clarity, and security.

“留爱，不留债” This can directly translated to “Leave Love, Not Debt”. Debt doesn’t need to be financial, it can emotional or mental debts for your family members if no proper planning is done.